Select Retirement Income Plus

The Copia Select Retirement Income Plus (RI+) portfolios are designed to provide more certainty of outcome in retirement.

A purpose built decumulation portfolio strategy which complements a guaranteed solution offering attractive rates of income. Retirement Income Plus is a new approach to portfolio construction that partners with a purpose-designed, guaranteed income producing asset called Secure Lifetime Income (SLI) which is 100% uncorrelated to equities and bonds. As the holding in SLI is a low-risk asset it allows the Retirement Income Plus portfolios to hold an increased weighting to equities and alternatives, with a reduced weighting to fixed interest assets, giving the Retirement Income Plus portfolios the opportunity to outperform at no overall increase in risk.

Further benefits:

SLI Income re-investment boosts capital values
Efficient IHT planning opportunity – enhanced capital values enable inter-generation beneficiary planning

KEY POINTS

* charged on the model portfolio element only. Not applied to the SLI holding

Retirement Sustainability Calculator

The Copia Retirement Sustainability Calculator is designed to illustrate a series of different retirement planning scenarios to help advisers assess the suitability of the portfolios for their clients.

FACTSHEETS

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MSCI ESG SUMMARIES

MORE INFORMATION

Download the RI+ info sheet:

Consumer Duty Materials

The current Target Market and Value for Money statements for this portfolio can be downloaded by clicking on the links below.

Target Market Statement

Value for Money Statement

Find out more about our rigorous process for assessing value for money here

For more information about the Copia Select Retirement Income Plus range speak to one of our relationship managers by calling 020 4599 6475 or emailing us at [email protected]

Understanding the risks

This information is intended for professional financial advisers only. Copia does not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. Model investment portfolios may not be suitable for everyone. The value of funds can increase and decrease, past performance and historical data cannot guarantee future success. Investors may get back less than they originally invested.

Copia Capital Management

Hamilton House, 1 Temple Avenue, London, EC4Y 0HA

T: 020 4599 6475

E: [email protected]

Copia Capital Management is a trading name of Novia Financial Plc. Novia Financial Plc is a limited company registered in England & Wales. Register Number: 06467886. Registered office: Cambridge House, Henry St, Bath, Somerset BA1 1JS. Novia Financial Plc is authorised and regulated by the Financial Conduct Authority. Register Number: 481600.

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